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Jerry H. Lorey, LUTCF, AR Insurance Lic. #263057, CA Insurance Lic. #0L92307, is licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Arkansas, Arizona, California, Louisiana and Texas. No insurance business may be conducted outside these referenced states.

Jerry H. Lorey is registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser and a New York Life company, offering advisory services in the states of Arkansas, Arizona, California, Louisiana, and Texas. As such, these services are strictly intended for individuals residing in these states.

Jerry H. Lorey is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life company. 405 Ashley Ridge Blvd Shreveport, LA 71106. In this regard, this communication is strictly intended for individuals residing in the states of Arkansas, Arizona, California, Louisiana, and Texas.

The Summit Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.